When shopping for a credit card pay attention to introductory and ongoing interest rates. You will benefit a lot from 0 credit cards. Zero introductory APR will considerably save your money. Low ongoing APR will make using the card cheap. It is really a privilege to have low credit rates. Here you will find the best offers of such kind. Review them carefully and choose what suits you most.

Best Expert Opinions

Save with 0% Intro APR and
No Annual Fee

Chase
Slate^SM from Chase

0% Intro APR for up to 12 months.
No Annual Fee.
Pay down balances on your terms with Blueprint^SM.
Zero Liability on unauthorized purchases.
E-mail and text alerts.

0% APR on Purchases & BT,
No Annual Fee

Discover® Card
More® Card

0% APR on Balance Transfers for a FULL 12 months.
0% APR on Purchases for a FULL 6 months.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
Up to 1% unlimited Cashback Bonus on all other purchases automatically.
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners.
Instant Response within 60 seconds.
No Annual Fee.

Great Rewards, 0% Intro APR,
No Annual Fee

American Express
Blue from American Express®

0% Intro APR for 6 months on purchases.
No Annual Fee.
Earn Membership Rewards® points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now.
Express Approval. Get a decision in less than 60 seconds.

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

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Topic: Slight Alterations of Credit Card Interest Rates

Is your standard rate \"Fixed or Variable\"?

When applying for a credit card you should pay your attention to the terms and conditions. They are usually given in fine print. The APRs may vary significantly. The card issuers are obliged to notify you about all the rates alterations. You will be informed by mail. Your rates may vary quarterly or monthly, so study the terms and conditions carefully and manage your finances smartly.

Is there a credit card you would recommend for medical expensenes not covered by insurance?

If you plan some big one-time purchases, a new card with a 0% APR will be the best solution for you. Review Blue or Blue Cash from American Express®. They both give zero interest rates on new purchases for up to 12 months, plus they come with no annual fee. With Blue Cash, you can also earn valuable cash back rebates on your new purchases.

If you want to obtain the card that comes with no fees, consider American Express Clear. It provides 0% APR on purchases for up to 12 months. If your credit score is in a good standing, you have all the chances to apply for one of these cards.