Would you like to have a really good credit card that is at the same time cheap to use? No annual fee cards are exactly what you need. You will be able to make use of all the benefits the plastic offers at no cost. On this page you will see the best collection of credit cards with no annual fee. Take your time to review our list. All the plastics are just one click away.

Best Expert Opinions

0% Intro APR for 7, 12 or 18 months

Citibank
Citi® Platinum Select® MasterCard®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.²⁶
No annual fee.²⁶
Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more.
Citi® Identity Theft Solutions.
Secure, free online account management.

0% APR on Purchases & BT,
No Annual Fee

Discover® Card
Discover® More Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR.
0% intro APR on purchases for a full 6 months, then the Regular APR.
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Up to 1% unlimited Cashback Bonus on all other purchases.
No Annual Fee.
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.
Unlimited cash rewards that never expire.
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.

0% Intro APR on
Purchases & BT

Discover® Card
Discover® More Card - Black

0% intro APR on balance transfers for a full 12 months, then the Regular APR.
0% intro APR on purchases for a full 9 months, then the Regular APR.
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Up to 1% unlimited Cashback Bonus on all other purchases.
No Annual Fee.
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.
Unlimited cash rewards that never expire.
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

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Topic: Credit Cards with no Annual Fee and Their Alluring Details

I am looking for a free credit card that I can use immediately. I am Canadian. Thanks, Linda

First off, it should be said that even if you're approved for a credit card, it takes some time to get a new card by mail, generally, seven or ten days.

You can review the following credit deals specially issued for Canadian residents. MBNA Gold MasterCard Credit Card comes with no annual fee and a low ongoing APR on purchases and balance transfers can be a good choice for you.

If you want to benefit from your shopping, you may consider PremierRewards Platinum Plus MasterCard by MBNA Canada. This fee-free card offers 1% cash back, plus no earning limits. All the more so, you can enjoy a high spending limit on this card.

WorldPoints MasterCard by MBNA Canada Bank is another rewards card that comes with no annual fee. The great thing about this card is that it gives 1WorldPoint for $1 in the purchases you make with the card. You can also earn great bonus points after your first purchase and each year on the account anniversary date.

Look through these offers and choose the one that meets your requirements.