Our credit cards offer competitive rates! If you want to be savvy in the use of credit cards, establish and maintain your personal credit rating. Enjoy the benefits of credit card purchase. Our credit cards help you manage your purchases. Every time you use your credit card to make a purchase you are earning points.

Best Expert Opinions

Lowest Rate for Purchases - 0% APR

American Express
Blue from American Express®

0% APR on Purchases for up to 12 months.
No Annual Fee.
2.99% Fixed APR on BT for first 12 months.
Earn 1 point for every $1 you spend.
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
Membership Rewards Express® program.

Long Low APR on Purchases

Capital One®
No Hassle Miles^SM Rewards

Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on Purchases.
Save with a 0% Intro APR on Purchases until October 2009.
No expiration date on miles and no limit on the miles you can earn.
There are no blackout dates and no seat restrictions.
No Annual Fee.

or (866) 554-0808

0% Intro APR on Purchases & BT

Discover® Card
More® Card

0% Intro APR on Purchases and Balance Transfers.
No Annual Fee.
5% Cashback Bonus®.^*
Up to 1% Cashback Bonus on all other purchases automatically.
Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners.
Unlimited cash rewards.
$0 Fraud Liability Guarantee.

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
^* 5% Cashback Bonus® in categories like travel, home improvement stores, gas, groceries, restaurants, movies and many more.

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Topic: Raising a Purchase Credit Score

can you tell me if i can apply if i live in australia if not where i can apply not a very good credit history have 1 default

Unfortunately, we can just suggest you to apply to the local banks of your country. The fact is that, our site presents the best credit card offers mainly for the U.S. citizens. Also we present credit cards for Canadian, UK and Belgian residents.These credit cards are issued by the banks of Canada, United Kingdom and Belgium. Also if you have the citizenship but you are at the moment away from the US and the above mentioned countries, you can apply for the credit card according to your credit conditions and the card will be delivered to your present address.

i need acredit card please help.

You haven't provided any information about your current score rating, so that it's rather difficult to offer any specific deals.If you have good or excellent credit, Discover More Card will be a smart choice. It gives 5% cash back, 0% intro APR on balance transfers and purchases, plus low ongoing interest rates.In case you're continuing building your score or try to rebuild it, consider Capital One Platinum or No Hassle PointsSM Rewards by Capital One. With Platinum card, you can take advantage of a low APR on purchases and balance transfers and a low annual fee, while with Capital One No Hassle PointsSM Rewards, you can earn valuable rewards points on your new purchases.Review these online applications and choose the one that meets your needs best!

I would like to know if I can increase the limit on one of my credit cards?

When it comes to spending limits on your cards, it's the issuer who sets these limits. So, you'd better negotiate this issue with your company. If you are a good payer and you never miss your payments, the chances are your company will meet you halfway and raise your lending limit.

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