Do you have excellent credit rating? Then you are in the most favorable position. Excellent credit score gives you a chance to choose among the top credit cards. Best rates, lowest fees, luxurious rewards are yours. On this page you will find best offers for excellent credit score. The plastics are carefully chosen and presented in a convenient table. All the cards are available on-line.

Best Expert Opinions

0%APR for 12 months: BT & Purchases

Citibank
Citi® Diamond Preferred® Card

0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
No annual fee.²⁶
Concierge service that caters to your needs 24/7.
Citi® Identity Theft Solutions.
Secure, free online account management.

0% APR on Purchases & BT,
No Annual Fee

Discover® Card
Discover® More Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR.
0% intro APR on purchases for a full 6 months, then the Regular APR.
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Up to 1% unlimited Cashback Bonus on all other purchases.
No Annual Fee.
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.
Unlimited cash rewards that never expire.
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.

0% Intro APR for 7, 12 or 18 months

Citibank
Citi® Platinum Select® MasterCard®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.²⁶
No annual fee.²⁶
Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more.
Citi® Identity Theft Solutions.
Secure, free online account management.

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

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Topic: Excellent Credit Scores to Generate Your Income

Is there a credit that you can get with no intrestest or payments for a year. And for someone who do have excellent credit

Once your credit history is excellent, you can review top low rate cards that offer 0% interest rates for a long period of time.

Consider Blue from American Express. It's a no fee card that comes with 0% intro APR for 12 months. With AmEx Blue, you can also earn rewards points on your everyday purchases.

Citi Platinum Select Card also gives 0 APR on purchases and balance transfers for up to 12 months. It has no annual fee, so you may not bother about extra charges.

If you want to get additional benefits from your new card, review Blue Cash from American Express. This fee free rewards card gives 0% interest rates on purchases for a year. Plus you can earn 5% cash back on your daily purchases.

Review these deals and choose the one that meets your needs!

I have excellent credit, but do not spend a lot. If I apply for an AmEx card and am rejected due to lack of "substantial spending," will the application damage my currently excellent credit rating?

If you've got excellent credit, you've got nothing to worry about. The holders with high score ratings are the most desirable clients for banks nowadays, so you have all the chances to apply for American Express® card. We offer you three credit card applications from American Express® designed for holders with good and excellent credit.

Blue from American Express® will be a good choice if you search for low interest rates and good promotional offers. In case you want to earn something extra when making your new purchases, you can review Blue Cash® and Blue Sky from American Express®. With any of these cards, you can earn valuable rewards points that come with no expiration dates and caps.

Look through these American Express® deals and make your choice!

my scores are in the 800s how do i know beforehand how much i will be approved for as Imay not wish to accept if credit line is to low. Your suggestion(s) would be appreciated. Also this inquirer will effect my credit score as you well know. Seems as there is no way to win in this credit world today! thank you

Your credit scores are excellent and it means that you can consider bank offers with really attractive terms and a high spending limit is no exception. When it comes to lending limits, you can hardly know for sure what your credit limit will be. The company generally sets its amount after your application has been processed. Good news is that you can view approximate credit limits before applying for a card.Take for example Capital One® Platinum Prestige. This no annual fee card offers really good terms, like no annual fee, a low rate APR, and a credit limit for up to $20,000.Discover® More Card - Monogram also offers high spending limits from $5,000 to $50,000. In addition to that, you can take advantage of a good rewards scheme and other attractive features, like no annual fee, 0% Intro APR, and others.You may also consider Blue Cash® from American Express that provides a generous line of credit. This deal comes with 0% Intro APR on purchases, and a good rewards scheme.Compare these bank offers and choose the one that fits you best!