Having good credit can be very beneficial if used correctly. The credit cards presented in the table below are all for good credit rating. We have worked hard to collect this information. These offers were carefully selected. You will see here only the best ones. Compare them side by side and choose what suits you most. Finding a credit card can be really easy when you come to the right place.

Best Expert Opinions

Lowest APR Credit Cards

Best Credit Cards from
Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.

0% Intro APR on
Purchases & BT

Discover® Card
Discover® More Card - Black

0% intro APR on balance transfers for a full 12 months, then the Regular APR.
0% intro APR on purchases for a full 9 months, then the Regular APR.
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Up to 1% unlimited Cashback Bonus on all other purchases.
No Annual Fee.
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.
Unlimited cash rewards that never expire.
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.

0% APR on Balance Transfers for 15 months

Citibank
Citi® Dividend Platinum Select® MasterCard®

0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness.²⁶ This APR will vary with the market based on the Prime Rate.
No annual fee.²⁶
Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
Full 1% cash back on eligible purchases and cash advances.
Earn extra cash back on popular, rotating categories each quarter.
Average 5% additional cash back through Citi Bonus Cash Center®.

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

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Topic: How to Establish Credit Card Good Credit

When canceling credit cards that have a zero balance is it bad to cancel a card you have had for years? I guess when applying for a mortgage to they look at how long you have had credit cards? Also, is bad to have a high available credit?

We strongly recommend you to keep a credit card that you had for years, even if it has a zero balance. If you have no debts and bank doesn\'t have any problems with you, you are still building your credit history. You don\'t even have to make purchases with it. If you cancel the card your score will go down.

IF I CANCEL MY CREDIT CARD HOW CAN IT HURT MY CREDIT

We would recommend you not to close your old account even if you are not using it. One of the most important components of credit score is the duration of credit history. We advise you to pay off your debts and to keep an account, especially if it has no annual fee. In this case you will be building your credit score.The bank doesn\'t have any problem with you - so you are a responsible card holder. And if you close this card your score will go down.

What is considered excellent, good, fair, poor and no credit rating?

Your credit rating is your ability to pay. The higher the risk you don\'t, the less credit score you have. Excellent Credit Score is considered to be 750-850 (when you pay off your bills regularly), Good Credit Score - 660-749, Fair Credit - 620-659, Bad/Poor Credit - 350-619 (e.g. after bankruptcy) and No Credit - 349-0(for people with no credit history, for example, students). The rates are lower when you have an excellent credit. The credit limit grows along with your credit score. At our site you can choose a credit card for any credit history! Both secured and unsecured credit card deals are waiting for you. Good luck, Manager of Immediate Credit Card Care Service, www.RequestCredit.com